What To Do If You Get A Nasty Letter or Phone Call From:
Close Credit Management

Close
Credit Management is a debt purchasing company or debt collecting company
in the site of
DPC
Registry is licenced by the Office of Fair Trading. Licence
No. 633327 and are signatories
of the Data Protection Act. Reg. No. Z1620707
Name: Close
Credit Management
Also Known As:
Address: 2 Jessops Riverside, 800 Brightside Lane, Sheffield S9 2RX
Telephone: 0114 242 6628
Fax: 0114 256 1793
Email: [user]@closecm.co.uk
Website: www.closecreditmanagement.com
Extra Data:

Close Credit Management and
the Truth About Your Debt

Assuming that you are having to deal with Close Credit Management
then perhaps you may be reassured that a lot of the things that they
are doing to harass you are illegal or are close to being so. The debt
collecting agencies or DCAs appear under little or no obligation, it
seems, to do anything about improving their conduct until they are ordered
to do so by the Office of Fair Trading.
You must ensure that you know whether the debt collecting company
has purchased the debt for themselves (as a debt purchaser) or whether
they are carrying out work for another company such as a bank (in which
case they would collect a percentage of recovered funds). If a letter
of assignment is sent, which the law requires if the debt has been sold
wholesale, then you know the debt collections firm owns the debt and
will attempt to get as much out of you as he is able. When dealing with
Close Credit Management bear in mind that almost everything the collections
firm gets is pure profit as they purchased the debt outright for next
to nothing. So they will try to break you any way they possibly can.
Remember to always insist on dealing with these debt purchasing companies
in writing. Do not give them your phone number if at all possible. The
problem is that during the first call they make they'll say they are
calling from the bank and therefore make you feel more obliged to become
complicit in what they say. Your uncertainty is important to them, so
they wish to create as much confusion as possible: here is where Close
Credit Management will have the best result for them. When they get
hold of your personal details they will use this to pester you and even
to scare you. You can use the law to prevent this but most people just
don't know what to do and it is clear these debt collecting companies
will use this to their own benefit. Bodies such as the Consumer Credit
Counselling Service or the Citizen's Advice Bureau (CAB) give a good
service although often they are stretched to capacity and there are
times when their advice may be lacking in detail.
There are several excellent consumer finance forums on the internet
where you're able to read all about the tactics and ruses involving
Close Credit Management and the various methods that they use. Notice
that some of these debt collection companies specialise in some kinds
of activity while others choose different lines according to their strengths.
The end result is always misery for a lot of people. The debt collecting
agencies are sometimes members of trade organizations and prefer to
think of themselves as respectable businessmen. In fact they are no
better than the con-men who send you junk mail saying that you have
won the lottery you have never entered.
So ask Close Credit Management
for a copy of the original contract when you took out your loan or credit
card.
Even better, start
an unenforceable
credit agreement application here. If you want to check, in addition,
missold PPI and recover all the credit card charges you've paid over
the last 6 years (plus 8% interest) it costs an upfront fee of only
£99 for a full audit to see what you're entitled to. Click
here for more.
DPC Registry
is registered and regulated under the Data Protection Act.
Reg. No. Z1620707 and licenced by the Office of Fair Trading. Consumer
Credit Licence No. 633327.
More
Data On Close Credit Management
If
you have any information that you would like honest people to know
about Close Credit Management then send us an email in complete confidence and
we will try to corroborate it with the clowns involved.

This
Close Credit Management website is part of DPC Registry website group.
All rights reserved. Complaints Against Close Credit Management debt
collectors.
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